What is the characteristic of SAQ B-IP?

The characteristic of SAQ B-IP is that it applies to merchants with IP-connected payment terminals. This type of Self-Assessment Questionnaire (SAQ) is specifically designed for those merchants that use standalone, IP-connected point-of-sale terminals to process payment card transactions.

In this context, the SAQ B-IP is focused on systems that connect directly to the internet, which is an important aspect of PCI compliance because it requires specific security measures to protect cardholder data during the transaction process. These measures help ensure that sensitive card information is safeguarded from potential breaches or unauthorized access, which is a critical component of the PCI DSS framework.

Options that mention merchants without terminals, those using electronic storage, or processing only inbound calls do not fit the definition of SAQ B-IP, as they pertain to different scenarios and types of transactions not covered under this particular SAQ. Thus, the focus on IP-connected payment terminals directly aligns with the intent and requirements of SAQ B-IP.