Which statement is true regarding sensitive authentication data?

The statement that sensitive authentication data exists in the magnetic stripe or chip, and is also printed on the payment card is accurate because sensitive authentication data encompasses the information found on the physical payment card itself, including the data stored in the magnetic stripe and on the chip. This data typically includes cardholder information that plays a crucial role in the card authentication process.

In the context of PCI DSS, sensitive authentication data refers to any information that, if compromised, could lead to fraud or unauthorized access to payment accounts. The magnetic stripe and chip store specific data elements, such as Track data from the magnetic stripe and the cryptographic information from the chip, which are vital for validating the authenticity of the card during transactions. Additionally, the printed data on the card itself (like card number, expiration date, etc.) falls within the scope of sensitive authentication data.

The other statements inaccurately characterize sensitive authentication data. For example, indicating that it is only stored electronically or solely related to online transactions misrepresents the scope and context of sensitive authentication data, which involves both physical card elements and electronic storage based on interactions across various transaction methods. Additionally, while sensitive authentication data should not be stored post-authorization under PCI DSS, it is not correct to state that it cannot be